Home · Insights · Red-White-Red Card for founders
Relocation & residence

The Red-White-Red Card for founders and self-employed key workers.

Austria's main residence route for people who want to build a business here rather than be employed. Two paths — a points-based card for innovative start-up founders, and a macroeconomic-benefit card for self-employed key workers. This guide explains both, with an interactive points calculator.

Updated
September 2026
Who it is for
Third-country founders & self-employed
Points pass mark
50 of 85 (founders)
First card
24 months, then renewed / upgraded
Before you start

The card is granted for the business, not for the wish to move. Austria wants a real, beneficial economic activity behind it.

Both routes are decided by the Public Employment Service (AMS), which issues an expertise on the macroeconomic benefit of your planned activity — the transfer of capital and the creation or securing of jobs. A strong, consistent business plan and evidence do more than any single number. The points calculator below shows whether the founder route is realistic on paper; it does not replace the AMS assessment.

Two routes, one card

Which Red-White-Red Card fits your plan?

Both lead to a Red-White-Red Card that permits fixed-term settlement and self-employment. They differ in how you qualify, the capital involved and what you receive after two years.

Route A · Points-based

Start-up Founders

For founders launching an innovative product, service, method or technology through a company they control.

  • Innovative offering + consistent business plan
  • Controlling influence on the company
  • Capital ≥ €30,000, equity share ≥ 50 %
  • Score ≥ 50 of 85 points
  • After 2 years → Red-White-Red Card plus (full labour-market access)
€30,000Minimum company capital (≥ 50 % equity)
Route B · No points

Self-employed Key Workers

For a self-employed activity that creates macroeconomic benefit for Austria beyond its own operational profit.

  • Sustained capital transfer ≥ €100,000, or
  • Creates / secures jobs in Austria, or
  • Transfers know-how or new technology, or
  • Considerable significance for the region
  • After 2 years → settlement permit (Niederlassungsbewilligung)
€100,000Typical investment-capital benchmark
Route A · Gate before the points

Five things a start-up founder must show first

The points test only opens once these base conditions are met. They are pass/fail — no amount of points substitutes for them.

01

Innovative offering

A product, service, method or technology that is genuinely new on the market.

02

Business plan

A consistent plan for establishing and running the company.

03

Controlling influence

You personally control the management of the newly set-up company.

04

€30,000 capital

Capital for the company of at least €30,000, with an equity share of ≥ 50 %.

05

50 points

Reach at least 50 of 85 points on the criteria below.

Interactive · Start-up Founder points

Estimate your founder points

Set the options that describe you. The calculator scores the official start-up-founder criteria and shows whether you clear the 50-point threshold. It is an indicative check, not a decision.

Qualificationmax 30
Work experience in the field1 point / half-year · max 10
2 years · 4 pts
Language skillsmax 15
Bonus pointsmax 30
Your estimated score
4 / 85
50 needed
46 points short of the 50-point threshold.
Qualification0
Work experience4
Language0
Bonus0
Indicative only. Each category is capped at its maximum (qualification 30, work experience 10, language 15, bonus 30). The €30,000 company capital and the four base conditions above are separate pass/fail requirements. The AMS makes the binding assessment. Source: migration.gv.at.
Reference

The official founder points criteria

The full scoring grid the calculator is built on. Maximum 85 points; you need 50.

Criterion
Points
Qualification — max 30 (take the single highest that applies)
Vocational training, or special know-how / skills
20
Foreign tertiary programme ≥ 3 years (e.g. Bachelor's / Master's)
20
Degree or vocational training completed in Austria
30
Work experience — max 10
Per half-year of relevant experience
1
Language skills — max 15
German A2 / B1–B2 / C1–C2
5 / 10 / 15
English B2
10
French, Spanish, or BKS at B1
5
Bonus — max 30
Additional investment capital ≥ €50,000
10
Austrian incubator / start-up funding agency
10
Age 35 or younger
10
Route A vs Route B

Start-up Founder or Self-employed Key Worker?

The founder route rewards an innovative, controllable company with a manageable capital floor. The key-worker route suits a larger, capital- or job-heavy activity that does not fit the innovation test.

Issue
Start-up Founders
Self-employed Key Workers
Qualifying test
Points system — 50 of 85
Macroeconomic benefit — no points
Capital benchmark
≥ €30,000, equity ≥ 50 %
≥ €100,000 capital transfer (one route)
Core requirement
Innovative offering + control
Capital, jobs, know-how or regional weight
Decided by
AMS expertise (≈ 3 weeks)
AMS expertise (≈ 3 weeks)
First card
24 months
24 months
After two years
Red-White-Red Card plus (full labour access)
Settlement permit; then 3-year permit
Application fee
€120 + €20 + €20
€218
The process

From application to card in hand

The sequence is the same for both routes; the evidence differs. Founders prove points and innovation, key workers prove macroeconomic benefit.

01

Prepare the case

Business plan, capital evidence, qualifications, language certificates and — for founders — proof of the innovative character and controlling influence.

Evidence file
02

Lodge the application

In person at the Austrian embassy or consulate abroad — or, if legally in Austria, directly with the competent residence authority (in Vienna, MA 35).

Embassy / MA 35
03

AMS expertise

The residence authority forwards the file to the AMS, which issues within about three weeks an opinion on the macroeconomic benefit — capital transfer and jobs created or secured.

≈ 3 weeks
04

Visa D & entry

On a positive opinion and once general requirements (health insurance) are met, where a visa is required you obtain a visa D to enter Austria and collect the card.

Visa D
05

Card issued — 24 months

The Red-White-Red Card is issued for up to 24 months and permits fixed-term settlement and the self-employed activity described in the application.

Fixed-term settlement
06

After two years

Founders move to a Red-White-Red Card plus with full labour-market access; key workers to a settlement permit, then a three-year permit.

Renewal / upgrade
Documents

What the file usually contains

General documents apply to both routes; the route-specific evidence is what the AMS actually weighs.

General (both routes)
  • Valid travel document (passport)
  • Photo, 45×35 mm, under six months old
  • Health insurance covering all risks
  • Criminal-record extract (often requested for first applications)
  • German or English translations of foreign documents
Route-specific evidence
  • Business plan and evidence of the innovative character (founders)
  • Capital and equity evidence — €30,000 / 50 % (founders) or the €100,000 transfer (key workers)
  • Qualification, work-experience and language certificates
  • Articles of association showing controlling influence (except one-person companies)
  • Trade authorisation (Gewerbeberechtigung) where the activity requires one
FAQ

Common founder questions

How many points do I need for the start-up founder card?

At least 50 of a possible 85. Points come from qualification (max 30), work experience (1 per half-year, max 10), language skills (max 15) and bonus items — extra capital of €50,000, incubator or start-up-agency admission, and being 35 or younger (max 30). The points are separate from the base requirements: an innovative offering, a business plan, controlling influence and company capital of at least €30,000 with a 50 % equity share.

Is there a minimum investment for the Red-White-Red Card?

For start-up founders, company capital of at least €30,000 with an equity share of at least 50 %; an additional €50,000 of investment capital earns 10 bonus points but is not mandatory. For self-employed key workers there is no points system, but a sustained transfer of investment capital of at least €100,000 is one of the recognised ways to show macroeconomic benefit.

Do I need to speak German?

No German is legally required to reach 50 points — English at B2 alone earns 10 language points, and qualifications plus work experience and bonus items can carry the rest. German does help: A2 is 5 points, B1–B2 is 10 and C1–C2 is the full 15. Language is capped at 15 points regardless of how many languages you combine.

What happens after the first two years?

Start-up founders who continue to meet the requirements move to a Red-White-Red Card plus, which grants fixed-term settlement and unlimited labour-market access — self-employment and employment, not tied to one employer. Self-employed key workers move to a settlement permit, and after a total of two years' settlement can receive a three-year permit.

Can I switch to employment later?

Yes, by a change of purpose (Zweckwechsel) to a Red-White-Red Card for Very Highly Qualified Workers, Other Key Workers or Skilled Workers in Shortage Occupations. You then have to meet that category's requirements, reach its points and show a binding job offer.

Do it in the right order

The company and the permit interact — sequence them together

Legal form, shareholding and the founder's residence route influence one another. Deciding them in the wrong order is the most common source of rework.

Information, not legal or immigration advice. Residence rules, thresholds and authority practice depend on your facts and can change; the AMS and the residence authority make the binding decision. Confirm your position with a qualified adviser before acting. Figures verified against migration.gv.at in September 2026.
Plan the route

Tell us the business and the person behind it

Send the planned activity, capital, qualifications, languages, age and target date. We map the realistic route — founder points or key-worker benefit — and sequence it with the company formation so the two fit together.